Wednesday, February 20, 2008

Is Now the Time to Buy Real Estate? Read This Article in Time Magazine

Whether it's stocks or real estate, there are those who hope to squeeze the most out of the market. When they buy low, nobody buys lower. And when they sell high, nobody sells higher.

That's why this article in Time magazine by Dan Kedlec is so good. In 'Ignore Headlines', author Dan Kadlec addresses the buyers who are waiting and waiting and waiting. They want it all, all time lows in home prices and all time lows in interest rate. But will they get it?

Let's check out the crystal ball. Are the prices still heading lower? And, what will interest rates be when the right time to buy comes along? In his article, Kadlec shows the effect of waiting a year for another 10% drop in the prices of real estate coupled with a 1 % increase in the interest rate (from 5.5 % to 6.5%). If that is to be the case, then the total monthly payment of principal and interest on a 30 year, 20 percent down loan, is actually 63 cents more per month. And as Kadlec says in his article, "'d have saved nothing. Meanwhile, home prices might steady and sellers might become less willing to negotiate. And you have spent a year living someplace you'd rather not be."

Now, nobody has a reliable crystal ball :) but if you're looking for a home as a place to live, it doesn't make much sense to wait.

Monday, February 11, 2008

NOW Listed Online: Massachusetts Real Estate License Classes: Thru May

Annex Real Estate School has listed the February thru May schedule for Real Estate License Classes to prepare for the Massachusetts state Real Estate Salesperson examination. There is also a February, Massachusetts Real Estate Brokers Class for those persons who are already licensed Real Estate Salespersons. (See more info below).

Do not be misled by offerings of online courses or other options to get your license in Massachusetts.
In order to qualify to take the state examination to become a Massachusetts Licensed Real Estate salesperson, you must first take 24 hours of classsroom instruction that follows the state curriculum. Your instruction must be given by an Approved instuctor working for an Authorized school at an appoved location. Also, unless you are a Massachusetts attorney or you are already licensed as a broker in another state, you must first become a Salesperson and gain experience working for a Broker before you can go for your Broker license.

You can read some information about this at this ONE PAGE EXPLANATION or go directly to the About page on the website of Annex Real Estate where there is information on getting started on your real estate career.

You will find Applications under the HIGHLIGHTS column.

Questions? Call the Schools direct line 617-773-2576. If we are unable to take your call, please leave your number and let us know what is a good time to contact you.
If you prefer, you can always email the Registrar at

Class availability depends upon enrollment. Class sizes are kept small to assure class quality. Pre-enrollment is a must.

For licensed Real Estate Salespersons: If you are looking for that small class where you can learn the material for the Brokers exam, while networking in the environment of an active real estate environment, call 617-773-2576 NOW, as the class is about to start.

Annex Real Estate School is conveniently located in Quincy, near the Wollaston T stop on the Red Line.

Annex Real Estate School
49 Beale Street
Quincy, MA 02170
617-773-ALSO (2576)

Wednesday, February 06, 2008

Free Online Magazine About You

We got a link from Mike King, VP at 1st Mariner Mortgage, to "You Magazine .. An online magazine about your favorite subject"

This month's articles and videos are on a variety of subject, including Budgeting Basics, Improving Your Relationships, Attack of the Killer Fees (an article about credit repair), Pet Insurance , and Cooking at Home in 2008.

So check it out. Here's the LINK to the magazine. If you want to contact Mike, here is a LINK to his Contact Information at 1st Mariner Mortgage.

For information on getting your Massachusetts Real Estate License, visit Annex Real Estate School in Quincy Massachusetts.

Monday, February 04, 2008

Political Phone Calls: What's Your Opinion? Take A Survey

Now I know what our neighbors to the north in New Hampshire fel,t just a few weeks ago. We here in Massachusetts are now getting a barrage of phone calls prior to Super Tuesday. And I thought the Super Bowl was enough! These automated phone calls are certainly a misuse of technology.

barrage of calls = gabbage of calls ;)

Any comments? And please stay on subject.

You can take a survey right here: Click Here to take survey

Patriots Fan - Giant Winner - Take A Mass Real Estate Salesperson Class

You can be a New England Patriots Fan and still be a giant winner in 2008! Despite the gloomy talk, Real Estate is still alive and selling in Massachusetts. To get in on this, you must be licensed.

Annex Real Estate School offers a full lineup of Spring Classes starting on February 5th. Become a licensed Massachusetts Real Estate Salesperson and get in on the action now. Visit the WEBSITE to see the your classsroom opportunites for February, March, April and May!

Read more Information about getting your license.

Already licensed as a Salesperson and want to get your Massachusetts Real Estate Brokers license? Call 617-773-2576 NOW to get into the February Class. If we are unable to take your call, please leave your call back number and a convenient time to contact you.

The cost of the Salespersons Program is still only $200 and the cost of the Brokers Program is still only $250. The cost of your course includes professional textbooks as well as other classroom material.

You can email the Registrar. We return emails.

Annex Real Estate School
49 Beale Street
Quincy, MA 02170
617-773-ALSO (2576)

Friday, February 01, 2008

Patriots Official Massachusetts Real Estate License School ;) !

We'd like to be the Official Real Estate School of the New England Patriots! Until that happens though, we do want to go on record. Win or lose, the Patriots are our team. And on Monday morning we will still be admiring our team that made it to the Super Bowl.

On Tuesday, Februry 5th, there will be the return to reality, as Annex Real Estate School starts it's February schedule of Massachusetts Real Estate License Classes with the traditional MIDWEEK classes. There is the Morning Program that go from 9 am to noon, on Tuesdays and Thursdays for four weeks. (24 hours of state mandated classroom instruction).

Then there is the traditional MIDWEEK Evening Program that meets on Tuesday and Thursday evenings from 6:30 to 9:30 pm. This program also starts on February 5th and runs for four weeks. (24 hours of state mandated classroom instruction).

For those who would like an INTENSIVE WEEKEND Program, that will start on Friday evening, February 15th, at 5:30 pm. The classes will then continue on Saturday and Sunday, February 16th and 17th, 8 am to 6 pm, both days. (24 hours of state mandated classroom instruction).

What is so important about '24 hours of state mandated classroom instruction'?
We don't want you to be misled by what you might read elsewhere. We've taken online courses and sometimes they're great. But, in Massachusetts, in order to qualify, all of your pre-Licensing Instruction and Continuing Education must be given at an Authorized Massachusetts Real Estate School. There must be a Massachusetts Approved Real Estate Instructor present in the classroom, ie , 'live' instruction.

At Annex Real Estate School your pre-Licensing Instuctors are all state Approved who are also experinced Real Estate Brokers. You can read a synopsis of the process to become a Massachusets Real Estate Salesperson by clicking on the link. If you need an Application, just download one from the HIGHLIGHT on the school page. Application 02T for the MIDWEEK Program. Be sure to check off your choice of Days or Evenings. Download Application 02W for the WEEKEND Program.

What do we like about the Patriots? Besides being our hometown team, we like their attitude! They know that their success depends upon their education, training, practice, as well as their commitment to each game. They're also out there with a 'no brag' attitude. They have played each game as the most important.

It's also the attitude that makes for a successful real estate agent. With all this negative talk, there are real estate agents and offices that are just going about their business of servicing their clients and customers. They have stayed focused in their job of putting sales together. With the right education, training and practices they know they can be succesful in the real estate field.

For those who are already licensed Massachusetts Real Estate Salespersons and want to advance their career by becoming a Real Estate Broker, Annex Real Estate School has a program for you. There will be a Massachusetts Real Estate Brokers License Class that will start the 2nd week of February. This is a 30 hour program.

This Brokers Course is being taught by experienced, practicing Real Estate Brokers who are Approved Real Estate Instructors. Your lead instructor, with over 28 years of of practical real estate experience, is the Co-Owner of one of Quincy's major real estate offices with over 70 agents. Don't miss out on this incredible experience of sharing real estate knowledge with your fellow students other while learning the information needed to pass the Massachusetts. This class has not been posted to the website so call direct 617-773-2576 to apply and get information. If we are unable to take your call, please leave your call back number and when is a good time to contact you. Or, you can email the Registrar at Annex Real Estate School
We do answer emails!

Availability of all classes and programs depends upon registration. Class size limited to assure class quality. Pre-registration is a must.

Annex Real Estate School is conveniently located at 49 Beale Street in Quincy and is near the Wollaston T stop on the Red Line.